<?xml version="1.0" encoding="UTF-8"?>
<xbrli:xbrl
  xmlns:xbrli="http://www.xbrl.org/2003/instance"
  xmlns:link="http://www.xbrl.org/2003/linkbase"
  xmlns:xlink="http://www.w3.org/1999/xlink"
  xmlns:xbrldi="http://xbrl.org/2006/xbrldi"
  xmlns:iso4217="http://www.xbrl.org/2003/iso4217"
  xmlns:eba_CA="http://www.eba.europa.eu/xbrl/crr/dict/met/corep_CA"
  xmlns:eba_tCA="http://www.eba.europa.eu/xbrl/crr/dict/met/corep_tCA"
  xmlns:eba_CA3="http://www.eba.europa.eu/xbrl/crr/dict/met/corep_CA3"
  xmlns:eba_LR="http://www.eba.europa.eu/xbrl/crr/dict/met/corep_LR"
  xmlns:eba_LE="http://www.eba.europa.eu/xbrl/crr/dict/met/corep_LE">

  <link:schemaRef xlink:type="simple" xlink:href="http://www.eba.europa.eu/eu/fr/xbrl/crr/fws/corep/its-2023-04/2025-01-01/mod/corep_con.xsd"/>

  <!-- Contexts -->
  <xbrli:context id="c1">
    <xbrli:entity>
      <xbrli:identifier scheme="http://standards.iso.org/iso/17442">529900SAMPLE12345678</xbrli:identifier>
    </xbrli:entity>
    <xbrli:period>
      <xbrli:instant>2025-03-31</xbrli:instant>
    </xbrli:period>
  </xbrli:context>

  <!-- Units -->
  <xbrli:unit id="u1">
    <xbrli:measure>iso4217:EUR</xbrli:measure>
  </xbrli:unit>

  <xbrli:unit id="u2">
    <xbrli:measure>xbrli:pure</xbrli:measure>
  </xbrli:unit>

  <!-- C 01.00 - Own Funds -->
  <!-- r010 c010: Own funds (Total) = 1,500,000 -->
  <eba_CA:r010c010 contextRef="c1" unitRef="u1" decimals="0">1500000</eba_CA:r010c010>

  <!-- r020 c010: Tier 1 capital = 1,200,000 -->
  <eba_CA:r020c010 contextRef="c1" unitRef="u1" decimals="0">1200000</eba_CA:r020c010>

  <!-- r030 c010: CET1 capital = 1,000,000 -->
  <eba_CA:r030c010 contextRef="c1" unitRef="u1" decimals="0">1000000</eba_CA:r030c010>

  <!-- r040 c010: CET1 capital instruments = 1,100,000 -->
  <eba_CA:r040c010 contextRef="c1" unitRef="u1" decimals="0">1100000</eba_CA:r040c010>

  <!-- r220 c010: CET1 deductions = 80,000 -->
  <eba_CA:r220c010 contextRef="c1" unitRef="u1" decimals="0">80000</eba_CA:r220c010>

  <!-- r230 c010: Transitional adjustments = 20,000 -->
  <eba_CA:r230c010 contextRef="c1" unitRef="u1" decimals="0">20000</eba_CA:r230c010>

  <!-- r420 c010: Additional Tier 1 = 200,000 -->
  <eba_CA:r420c010 contextRef="c1" unitRef="u1" decimals="0">200000</eba_CA:r420c010>

  <!-- r530 c010: Tier 2 capital = 300,000 -->
  <eba_CA:r530c010 contextRef="c1" unitRef="u1" decimals="0">300000</eba_CA:r530c010>

  <!-- r750 c010: Deductions = 0 -->
  <eba_CA:r750c010 contextRef="c1" unitRef="u1" decimals="0">0</eba_CA:r750c010>

  <!-- C 02.00 - Risk Exposure -->
  <!-- r010 c010: Total risk exposure = 10,000,000 -->
  <eba_tCA:r010c010 contextRef="c1" unitRef="u1" decimals="0">10000000</eba_tCA:r010c010>

  <!-- r040 c010: Credit risk = 7,000,000 -->
  <eba_tCA:r040c010 contextRef="c1" unitRef="u1" decimals="0">7000000</eba_tCA:r040c010>

  <!-- r530 c010: Market risk = 1,500,000 -->
  <eba_tCA:r530c010 contextRef="c1" unitRef="u1" decimals="0">1500000</eba_tCA:r530c010>

  <!-- r590 c010: Operational risk = 1,000,000 -->
  <eba_tCA:r590c010 contextRef="c1" unitRef="u1" decimals="0">1000000</eba_tCA:r590c010>

  <!-- r600 c010: Settlement risk = 200,000 -->
  <eba_tCA:r600c010 contextRef="c1" unitRef="u1" decimals="0">200000</eba_tCA:r600c010>

  <!-- r610 c010: CVA = 200,000 -->
  <eba_tCA:r610c010 contextRef="c1" unitRef="u1" decimals="0">200000</eba_tCA:r610c010>

  <!-- r620 c010: Other = 100,000 -->
  <eba_tCA:r620c010 contextRef="c1" unitRef="u1" decimals="0">100000</eba_tCA:r620c010>

  <!-- C 03.00 - Capital Ratios -->
  <!-- r010 c010: CET1 ratio = 10% -->
  <eba_CA3:r010c010 contextRef="c1" unitRef="u2" decimals="4">0.1000</eba_CA3:r010c010>

  <!-- r020 c010: Tier 1 ratio = 12% -->
  <eba_CA3:r020c010 contextRef="c1" unitRef="u2" decimals="4">0.1200</eba_CA3:r020c010>

  <!-- r030 c010: Total capital ratio = 15% -->
  <eba_CA3:r030c010 contextRef="c1" unitRef="u2" decimals="4">0.1500</eba_CA3:r030c010>

  <!-- C 43.00 - Leverage Ratio -->
  <!-- r010 c010: Leverage ratio = 4.8% -->
  <eba_LR:r010c010 contextRef="c1" unitRef="u2" decimals="4">0.0480</eba_LR:r010c010>

  <!-- r290 c010: Total leverage exposure = 25,000,000 -->
  <eba_LR:r290c010 contextRef="c1" unitRef="u1" decimals="0">25000000</eba_LR:r290c010>

</xbrli:xbrl>
